How does your in-house financing work?

Our financing is administered directly by our team in partnership with an affiliated bank. The bank first runs a brief background and eligibility review; once that’s complete, you fill out an application, and after approval all arrangements are handled in-house. We remain your primary point of contact for funding, documentation, and repayment.

What rate and terms do you offer?

Qualified customers may finance their vehicle for terms of up to 72 months at a fixed 4.00% annual interest rate. The rate stays unchanged for the life of the loan, giving you predictable monthly payments with no variable interest adjustments.

Will the terms be provided in writing?

Yes. Every financed purchase includes a written Loan Agreement executed between both parties. It clearly outlines the loan amount, repayment schedule, interest rate, payment obligations, and all applicable financing terms before the transaction is finalized.

Home/Financing

In-house financing, handled start to finish.

Our financing is administered directly by our team in partnership with an affiliated bank. Qualified buyers finance up to 72 months at a fixed 4.00% APR — predictable payments, with no prepayment penalties.

Apply Now →(986) 294-3858

Simple, secure, transparent

One team, from application to payoff.

Our affiliated bank runs a brief background and eligibility review to get started. After that, all financing is handled directly through our in-house department — we manage the funding, documentation, and repayment.

We remain your primary point of contact throughout the life of your loan, with fixed rates and terms set out in writing before anything is finalized.

How our financing works

In-house, fixed-rate, in writing

Administered in-house

Financing is managed directly by our team in partnership with an affiliated bank. We handle the funding, documentation, and repayment, and stay your point of contact throughout the loan.

Fixed 4.00% APR

Qualified customers finance for terms of up to 72 months at a fixed 4.00% annual rate that stays unchanged for the life of the loan — predictable payments, no variable adjustments.

No prepayment penalties

Pay off your balance any time before the maturity date. There are no prepayment penalties or early-payoff fees, so you can settle the loan whenever it suits you.

From application to keys in four steps

Eligibility review

Our affiliated bank runs a brief background and eligibility review to verify your information.

Application

Complete the financing application with your required personal and financial details.

Approval & agreement

Once approved, we execute a written Loan Agreement covering the amount, schedule, rate, and terms.

Fund & repay

Financing is handled in-house over up to 72 months at 4.00% fixed — pay off early with no penalty.

Apply online

Get pre-approved

Complete the application with your personal and financial details. Our affiliated bank runs a brief eligibility review to get the process started.

Vehicle of interest

Vehicle price

Down payment amount

Desired loan term

Name

Email address

Phone Number

Date of birth

Social Security Number

Driver license photo

Street address

Apartment / unit (optional)

City

State

Zip code

Housing status

Monthly housing payment

Time at current address

Employment status

Employer name

Job title / occupation

Employer phone number

Time at current job

Gross income

Income frequency

Other income

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Financing questions, answered

How does your in-house financing work?
Our financing is administered directly by our team in partnership with an affiliated bank. The bank first runs a brief background and eligibility review; once that’s complete, you fill out an application, and after approval all arrangements are handled in-house. We remain your primary point of contact for funding, documentation, and repayment.
What rate and terms do you offer?
Qualified customers may finance their vehicle for terms of up to 72 months at a fixed 4.00% annual interest rate. The rate stays unchanged for the life of the loan, giving you predictable monthly payments with no variable interest adjustments.
Can I pay off my loan early?
Yes. You may satisfy your loan balance at any time before the scheduled maturity date. There are no prepayment penalties or early-payoff fees, so you can pay it off whenever it’s most convenient.
Will the terms be provided in writing?
Yes. Every financed purchase includes a written Loan Agreement executed between both parties. It clearly outlines the loan amount, repayment schedule, interest rate, payment obligations, and all applicable financing terms before the transaction is finalized.